There is one app which I like the most among all the other apps and the best thing is, it gives me good amount of cashback for my transactions. The app is - PhonePe (download from here). You can get 50% to 100% cashback on your first recharge, upto 100% cashback on UPI transaction, upto 30 to 50% cashback on your consecutive recharges and upto 100% cashback on your utility bill payments. Isn't it cool? Let's see how can you use this app and link your bank account with the app to enable UPI and enjoy good amount of cashback.
1. Download and install PhonePe app. (click here to download)
2. After installing the app, open it and sign up.
3. After signing up, login to your account and Add your bank account to enable UPI. To add the account, tap "My Account" and then tap "Bank Accounts".
3. Now tap "Add New Bank Account" (option might be different for different versions of the app, but the process is very easy and you can understand it easily by following the on screen instructions)
4. After selecting the bank, to search for your bank account, PhonePe app will send a SMS from your mobile number to verify that whether any account with the bank is linked with your mobile number or not, if any account is found, you will see it's details on the screen.
5. Just add the fetched account and then it will ask you to create your UPI address. UPI address is just like an email address but it works as an account. If any user wants to send money directly to your bank account, he just have to send money to your UPI address and the amount will be credited in your account instantly..
6. Once your account is linked with the app and UPI address is created you are ready to use it and grab cashbacks.
7. If you transact through PhonePe to do your recharges and pay your bills, it will automatically give you cashback without using any promo code. PhonePe runs different campaigns during which it gives it's users good amount of cashback against their transactions.
8. If you send money to any UPI address or Bank Account, you will get 50% to 100% cashback (depends on the currently running campaign). Not only this, you can get Rs.100 per referral too which can be used to do mobile recharges, pay bills or shop online.
So what are you waiting for, install PhonePe app from here and link your account to start getting good cashback on your transactions.
